Mary Phelps, A Markel Equine Insurance Specialist

Private Horse Owners Liability

This policy is designed for the personal horse owner (someone who is not involved in commercial equine operations) to cover bodily injury or property damage caused by your horse. If your horse were to bite or kick someone, or cause damage to someone's property, you as the owner of that horse , would be responsible for injuries or repairs. Liability Limits of $300,000 or $500,000 or $1,000,000 are available starting as low as $175. per year.
Download The Application

Commercial Equine Liability

As a professional instructor, trainer or breeder of sport horses, you have a liability exposure if someone is injured as a result of your operations or actions.

Markel Insurance Company can offer an insurance policy for as little as $400. a year.

Application must be completed for an accurate quote.

This will provide:

  • up to $100,000 Fire Legal
  • $5,000 Medical Payments
  • Choice of Limits
    $300,000
    $500,000
    $1,000,000
  • Zero Deductible
  • Payment Plan
  • 24 Hour Claim Service

Care-Custody-Control

If you have non-owned horses in your care you need the protection of Care Custody and Control.

This coverage protects you if a horse in your care is injured, becomes ill or dies.

This is available as an endorsement to your Commercial Equine Liability or Farm policy, and includes coverage for non owned tack up to $10,000.

Various limits are available to meet your needs.

Download the Application

Write to insurance@horsesdaily.com for information about limits and premiums.


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Mary Phelps is a Licensed Equine Insurance Agent
1-800-572-3286 - Office Hours EST 9-4 Mon-Thurs 9-1 Fri - e-mail:insurance@horsesdaily.com
PO Box 868 - DeLeon Springs, Florida 32130 USA
Insurance is provided by Markel Insurance Company, a property and casualty insurance company licensed in all fifty states and the District of Columbia.
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